High-risk life insurance is reserved for those that engage in hazardous activities or have a serious health condition. Considered risky are activities like scuba diving, certain extreme sports, or certain jobs like commercial fisherman, logger, or pilot. Our insurance company specialize in offering life insurance specifically to those otherwise considered too risky for traditional types of polices. Alas, you have high risk life insurance, which is a great option for the otherwise un-insurable individual. An even more expensive and limiting option is guaranteed life insurance. These drawbacks of guaranteed life insurance make it an ideal last choice. It is always advisable to explore your different options, especially for high risk individuals.

High Risk Life Insurance is generally purchased for two reasons:

1. You participate in hazardous activities or avocations.
2. You have a health condition that is hard to insure.