RRIF

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You can think of a Registered Retirement Income Fund (RRIF) as an extension of your Registered Retirement Savings Plan (RRSP). Your RRSP is used to save for your retirement while a RRIF is used to withdraw income during your retirement.

RRIFs are similar to RRSPs in several respects. Each allows for tax–deferred growth, offers several investment options and are government regulated.

Benefits Of An RESP

  1. Tax–sheltered growth
  2. Control your income
  3. Tax–free transfer to spouse
  4. Flexible Investment options
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