Travel worry-free — wherever you're going
Emergency medical for family visiting Canada, Canadians travelling abroad, truck drivers on multi-trip plans, and international students.
Grow your savings the tax-smart way
RESP grants for your children, tax-free growth in a TFSA, $40,000 for your first home with an FHSA, and an RRSP for retirement.
Best insurance plans · Best service · Guaranteed best rates
From bringing your parents to Canada to saving for your child's education — one trusted advisor for every stage of life.
Super Visa Insurance
Bring parents and grandparents to Canada with one-year, $100,000+ coverage — best rate guarantee.
Read more →Life Insurance
Term, permanent and universal life insurance to protect the financial security of the people you love most.
Read more →RESP
A tax-sheltered plan that helps you save for your child's education — plus free government grants.
Read more →We compare plans from Canada's leading insurers
One advisor, many companies — so you get the best rate with the best term and options, not just one company's price.
Travel insurers
Life, health & benefits partners
Protection for every stage of life
38 insurance, savings and estate plans — each explained on its own page in plain language.
✈️ Travel Insurance
4 plans🛡️ Life Insurance
9 plansLife Insurance
Term, permanent & universal
Learn more →Mortgage Insurance
Keep your home, not your mortgage
Learn more →Key Person Insurance
Protect your business
Learn more →Combination Insurance
Life + CI + disability in one
Learn more →Accident Insurance for Newborns
Early protection for little ones
Learn more →Non-Medical Life Insurance
No medical exam required
Learn more →Funeral Insurance
Final expenses covered
Learn more →High Risk Life Insurance
Coverage when others say no
Learn more →Kids Insurance
Lock in coverage while they're young
Learn more →❤️ Health Insurance
12 plansPersonal Health Insurance
Plans for individuals & families
Learn more →Critical Illness Insurance
Lump sum if you get sick
Learn more →Critical Illness Insurance
Lump sum if you get sick
Learn more →Disability Insurance
Protect your income
Learn more →Drug & Dental Insurance
Choose your level of coverage
Learn more →Drug & Dental Insurance
Choose your level of coverage
Learn more →Long Term Care Insurance
Care in later life
Learn more →Long Term Care Insurance
Care in later life
Learn more →Extended Healthcare Insurance
Beyond the provincial plan
Learn more →Extended Healthcare Insurance
Beyond the provincial plan
Learn more →Group Insurance
Benefits for your employees
Learn more →Group Insurance
Benefits for your employees
Learn more →📈 Savings & Estate
13 plansRRSP
Retirement savings, tax-sheltered
Learn more →TFSA
Tax-free growth & withdrawals
Learn more →TFSA
Tax-free growth & withdrawals
Learn more →FHSA
First home savings, tax-free
Learn more →FHSA
First home savings, tax-free
Learn more →RRIF
Turn savings into retirement income
Learn more →RRIF
Turn savings into retirement income
Learn more →RESP
Education savings + grants
Learn more →RESP
Education savings + grants
Learn more →RDSP
Disability savings + government grants
Learn more →RDSP
Disability savings + government grants
Learn more →Estate Planning
Leave a legacy, not a burden
Learn more →Estate Planning
Leave a legacy, not a burden
Learn more →
Brinder Gill
Insurance Advisor · Bachelor of Commerce · Punjab Insurance
“Helping You Plan For Tomorrow… Today”
Brinder has spent many years in the insurance industry, and helping families find the right protection is still what he enjoys most. He sits down with you, explains every option in plain language, and works hard to get you the best rate with the best term and options.
Whether it's your parents' first Super Visa policy, protecting your mortgage, or saving for your children's education, you deal with Brinder personally — today and for every renewal and claim that follows.
“Helping you plan for tomorrow… today.”
A family visit, a new home, a child's education or retirement — we help you prepare for it now.
Bringing your parents to Canada?
The Super Visa lets parents and grandparents stay with family for long periods without renewing their status at every visit. Insurance is one of the key requirements — and it's where we help most.
- Valid for at least one year from entry
- At least $100,000 emergency coverage
- Covers health care, hospitalization and repatriation
- Monthly payment plans accepted by IRCC
Four promises to every client
Unbiased advice, the best rate with the best term and options, and someone working hard on your behalf.
- Give you proper coverage
- Provide excellent & professional service
- Obtain the lowest available premium
- Keep you as a happy, satisfied customer for life
Covered in four simple steps
Tell us your needs
Call, email or request a quote online. We listen first.
Compare real options
We find the best rate with the best term and options for you.
Apply with guidance
We walk you through every step and explain when to take it.
We stay with you
Renewals, changes and claims — one call away, for life.
Happy with our service?
A short Google review helps other families find honest insurance advice. It takes less than a minute.
Frequently asked questions
What insurance do I need for a Super Visa?
Private medical insurance valid for at least one year from entry, with at least $100,000 of coverage for health care, hospitalization and repatriation.
Are visitors covered by BC's provincial health plan?
No. Visitors who aren't Canadian residents aren't covered by provincial plans, so emergency medical insurance is strongly recommended.
Term, permanent or universal life — which is right for me?
Term covers temporary needs at low cost; permanent gives lifelong cover with cash value; universal adds investments inside the policy. We'll help you choose.
Do you charge for quotes or advice?
No. Quotes and consultations are free with no obligation.
Where are your offices?
We have offices in Abbotsford (Unit 148 – 32050 Cedar Lane) and Surrey. Call to book an appointment at either location.
Get a free quote — or just ask a question
Free, no-pressure advice from a licensed advisor. We usually reply the same business day.