What your provincial plan doesn’t cover
Provincial health plans may not cover prescription medication, antibiotics or travel for medical care. Without other coverage, these costs add up quickly.
A private extended plan for you and your family pays these expenses. You pay a premium that is built into your monthly budget and spread across the year.
Prevention saves money
Coverage for routine dental care — check-ups and cleanings — catches problems early. Without it, people often wait until a small cavity has become a root canal.
Choosing a plan
Insurers offer both pre-packaged and custom plans; your cost depends on the benefits and deductibles you select. Note that individual extended plans generally exclude conditions you already had, which group plans often cover.
Is this right for you?
- Individuals and families without group benefits
- Anyone with regular prescription or dental costs
- Retirees leaving an employer plan
Frequently asked questions
Is extended health different from personal health insurance?
They overlap — both cover costs your provincial plan doesn't. We'll help you choose the right package.
How it works
Talk to Brinder
Tell us about you and what you need — by phone, email or in person.
Compare options
We compare plans and explain the differences in plain language.
Get covered
We help you apply, then stay with you for renewals and claims.