Planning a visit to Canada?
Expecting family or friends from outside the country? People who aren’t Canadian residents are not covered by provincial health insurance plans. That means visitors could face significant out-of-pocket expenses if an illness or accident happens while they are here.
This insurance is also a smart solution for people in Canada on a work permit, Canadians who aren’t eligible for benefits under a government health plan, and those waiting for their provincial coverage to begin.
Why purchase Visitors to Canada insurance?
Hospital bills, prescription drugs and other medical expenses add up quickly in Canada, and being out of pocket for them can be a heavy burden. Coverage for these unforeseen — but common — events gives peace of mind and can save travellers thousands of dollars.
What’s typically covered
Emergency hospital stays, doctor visits, diagnostic tests, prescriptions, ambulance and repatriation.
Choosing a plan
Coverage amount, deductible and pre-existing condition options all change the price — we compare them for you.
Staying long-term as a parent or grandparent? See Super Visa insurance.
Is this right for you?
- Family and friends visiting Canada for a few days or several months
- Workers and newcomers waiting for provincial health coverage to start
- Canadians who aren't eligible for a government health plan
Frequently asked questions
Can I buy coverage after my visitor has arrived?
Yes, many insurers allow it, though a waiting period may apply to illnesses that begin shortly after purchase.
Can the policy be extended?
Most plans can be extended before they expire if your visitor decides to stay longer.
Is this the same as Super Visa insurance?
It's similar emergency medical coverage, but Super Visa plans must meet specific IRCC rules (at least one year and $100,000).
How it works
Talk to Brinder
Tell us about you and what you need — by phone, email or in person.
Compare options
We compare plans and explain the differences in plain language.
Get covered
We help you apply, then stay with you for renewals and claims.