One policy, three risks covered
Combination plans bring life, critical illness and disability coverage together in one product. They’re well suited to younger families who want protection against death, serious illness or long-term disability — and help keeping up with the mortgage if any of these happens.
Before age 65, there’s a real chance that a person will die, become disabled or be diagnosed with a critical illness. A combination plan protects against all three.
Better value: a combination product can come out cheaper than buying all three insurances separately.
Is this right for you?
- Young families starting out
- New homeowners with a mortgage
- Anyone who wants simple, all-round protection
Frequently asked questions
Is combination insurance cheaper?
Often, yes — bundling can cost less than three separate policies. We'll compare both ways for you.
How it works
Talk to Brinder
Tell us about you and what you need — by phone, email or in person.
Compare options
We compare plans and explain the differences in plain language.
Get covered
We help you apply, then stay with you for renewals and claims.