Why insure a child?
Child life insurance is permanent coverage for a minor. Families usually buy it for two reasons: to cover the sudden, unexpected costs of a child’s funeral, and to secure affordable, guaranteed coverage for the child’s lifetime — no matter what happens to their health later.
The policy also builds guaranteed cash value. Some insurers allow that value to be withdrawn (which ends the policy) once the child reaches their early twenties — a head start for education or a first home.
Is this right for you?
- Parents who want to lock in lifelong coverage
- Grandparents looking for a lasting gift
- Families with a history of health conditions
Frequently asked questions
Can my child keep the policy as an adult?
Yes. Ownership can usually be transferred to the child when they become an adult.
How it works
Talk to Brinder
Tell us about you and what you need — by phone, email or in person.
Compare options
We compare plans and explain the differences in plain language.
Get covered
We help you apply, then stay with you for renewals and claims.